The ball is in your court


By Kathy Henne



Still waiting to jump off the fence and into homeownership? There are many aspects of today’s market that should make your decision easier. First of all, mortgage rates are still very low, which means you begin building equity even more quickly (by paying less interest), when you jump in this recovering market.

There are still assistance programs helping to encourage you to become homeowners. Get the ball rolling with a discussion with your loan officer to find out exactly what loan programs are available to you, and then combine them with the current low interest rates for the greatest benefit.

When you make an offer and apply for financing, you’ll also find that appraisal rules have come more into line with the reality of the market. Appraisers have flexibility in determining the value of a home based on comparable properties. This is an important facet of successfully securing realistic financing for your purchase.

And your choices now are better. Some of the distressed properties are clearing out of the system, and better-maintained, desirable homes are entering the market. You’ll find that homeowners were investing more in maintenance and improvements because they were staying in their homes longer while the market was down, which will increase your choice of attractive properties now.

Start your search today while all the factors are in your favor. Don’t miss out on this incredible opportunity.

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By Kathy Henne

Contact the Kathy Henne Team RE/MAX FINEST by calling (937) 778-3961.

Contact the Kathy Henne Team RE/MAX FINEST by calling (937) 778-3961.